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Has anyone ever used Healthcare Creditline to get dental work done?

If so, is it hard to get approved for because I have heard that it is. This is the only financing my dentist offers and I don't really know anything about Healthcare Creditline, I've never heard of them. I've tried to do research to learn more about it but their website doesn't really help me and I can't find anything else about it. I was just wanting some people's opinion about it who have used it before. Thanks!

Public Comments

1. You apply for the amount of money your dental treatment will cost, it gets paid for immediately, and then you pay it back with monthly installments. If you pay it back withing 90 days, it's interest-free. However, if you choose to pay the minimum, there are finance charges that go along with it, so if you 'borrow' $1000, you may be paying back $1500, depending on the interest rate and finance charges. That's how I understood it when I checked out the website.